Is social security deducted from wages?

Social security is social security, and wages are wages. Social security will not be deducted from wages. Social insurance is compulsory for the unit, but the unit pays a large part, and a small part needs to be paid by itself. Social insurance is a part of five insurances and one gold, so it is beneficial to protect your legitimate rights and interests to deliver it on time.

Endowment insurance and medical insurance need to be borne by individuals and can be deducted from wages, while other insurances cannot be deducted from wages. You can deduct 10% from your personal salary to pay social insurance. Social security payment standards are generally based on wages payable. If the wages payable are lower than the local social wages, they shall be paid according to the social wages.

The proportion of social security deduction is as follows:

1. Old-age insurance: 20% for the unit and 8% for the individual (those paid by themselves will go into the personal account);

2. Medical insurance: 8% for the unit and 2% for the individual (paid by the individual into the personal account);

3. Unemployment insurance: unit 2%, individual1%;

4. Work-related injury insurance: 0.2-2% for the unit, and no payment for the individual;

5. Maternity insurance: the unit is 0.6- 1%, and the individual does not pay.

To sum up, pension insurance and medical insurance need to be borne by individuals and can be deducted from wages, while other insurances cannot be deducted from wages. You can deduct 10% from your personal salary to pay social insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.