How many years can I get old-age insurance?

According to the provisions of the Social Insurance Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for 15 years at the statutory retirement age. What needs to be explained here is that the minimum payment period is 15 years, which does not mean that you can not pay it after 15 years. For employees, payment is a mandatory obligation stipulated by law. As long as you are employed in an employer, you should pay in accordance with state regulations. At the same time, because the basic pension enjoyed by individuals is related to the individual payment period, the longer the payment period and the larger the payment base, the more pensions will be received after retirement. To receive a pension, two conditions must be met at the same time: (1) reaching the retirement age stipulated by the state, employees participating in the enterprise reaching 60 years of age, female employees reaching 50 years of age and female cadres reaching 55 years of age; Individual industrial and commercial households and flexible employees, men over 60 years old, women over 55 years old; Persons who meet the conditions for early retirement due to illness or non-work-related reasons, men are over 50 years old and women are over 45 years old; Persons who meet the conditions for early retirement of special types of work are 55 years old for men and 45 years old for women. (2) reach the prescribed payment period; Among them, the cumulative payment period of local personnel who participated in the work before the reform of the unified account combined pension insurance system exceeded 10 years (including deemed payment period); After the local reform of unified account and endowment insurance, the accumulated payment period exceeds 15 years.