Job Recruitment Website - Social security inquiry - The company only pay health insurance not pay pension can be?
The company only pay health insurance not pay pension can be?
Employees participating in social insurance should pay both pension insurance and medical insurance, both bundled together, can not be separated to pay. Urban workers' medical insurance and pension insurance are one and the same, and flexibly employed people must also pay for both when they participate in employees' social security. Medical insurance and pension insurance for urban and rural residents can be purchased separately. Therefore, a company cannot pay medical insurance only for its employees.
The difference between medical insurance and pension insurance:
1, the content of protection is different: medical insurance mainly provides reimbursement of medical expenses, while pension insurance is to provide financial security for life after retirement;
2, the main body of the contribution is different: medical insurance is usually paid by the individual and the unit **** the same, and the pension insurance is also paid by the individual and the unit **** the same, but the ratio and policy may be Different conditions for receiving the insurance:
3. Different conditions for receiving the insurance:
4. Different management organizations:
5. Different policy adjustments:
5. Different policy adjustments:
6. synchronized, such as the contribution ratio, treatment standards, etc. may be adjusted independently.
In summary, the company must pay both medical insurance and pension insurance for the employees according to the law, because these two kinds of social insurance are bundled together, urban workers and flexibly employed people can't choose to pay only one of them, while urban and rural residents can choose to buy separately, so the company only pays the medical insurance without pension insurance is not in line with the regulations.
Legal basis:
The Chinese People's **** and State Social Insurance Law
Article 10
Employees shall participate in the basic pension insurance, and shall pay the basic pension insurance premiums by the employing unit and the employees **** together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff managed under the civil service law shall be prescribed by the State Council.
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