What is the municipal insured?

Municipal insured refers to the social insurance system in which individuals or enterprises participate in social insurance payment and enjoy social insurance benefits in the municipal administrative area. This means that the insurance coverage only covers cities, and does not involve cross-city or cross-region. In China's social insurance system, this usually includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Municipal insured persons participate in and pay these social insurances and enjoy the social insurance benefits provided by their cities. This method ensures that the insured person or enterprise can pay according to the specific social insurance policy of the city where it is located and enjoy the corresponding welfare benefits.

Benefits of paying social insurance:

1, users can receive a certain living security fee every month after retirement;

2. Drugs purchased in pharmacies can be paid by social security cards, and expenses can be reimbursed when there is a major illness that requires hospitalization observation;

3. If an accident occurs during working hours or due to work reasons, compensation can be made;

To sum up, the municipal level refers to the overall municipal planning, which is mainly divided according to the level. Participating in municipal insurance is generally called municipal insured.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.