Medical insurance did not pay last year can still pay this year

But it is important to note that the specific payment requirements may vary depending on the region and insurance policy. Usually, if you did not pay for health insurance last year, it may affect your enjoyment of insurance benefits this year, such as the reimbursement rate and the scope of reimbursement may be limited. Therefore, it is recommended that you make up last year's medical insurance premiums in a timely manner after understanding the relevant regulations and ensure that you pay on time this year.

I. Understanding local medical insurance policies

Medical insurance policies may vary from one region to another, including the standard of payment, the time of payment, and the enjoyment of benefits. Therefore, you need to understand the local medical insurance policy first in order to make the right decision.

Two, make up for last year's medical insurance costs

If you didn't pay for medical insurance last year, you can ask your local social security department about making up for it. The exact amount and process of making up the payment may vary from region to region, and you need to follow the local regulations. After making the retroactive payment, you can resume the enjoyment of last year's insurance benefits.

Third, pay your health insurance premiums on time this year

To avoid affecting the enjoyment of this year's insurance benefits, it is recommended to pay your health insurance premiums on time. Generally speaking, health insurance premiums need to be paid every year, and the exact time and amount will be clearly defined in the policy. Ensuring that you pay on time will protect your medical rights and interests.

Fourth, pay attention to the enjoyment of insurance benefits

After paying for medical insurance, you need to pay attention to the enjoyment of your insurance benefits. If there are difficulties in reimbursement, low reimbursement rate and other problems, you can consult or complain to the local social security department to protect your legitimate rights and interests.

In summary:

Medical insurance was not paid last year, you can still continue to pay this year. However, you need to pay attention to last year's fees and understand the local policy to ensure that you pay on time this year and pay attention to the enjoyment of insurance benefits.

Legal basis:

The Chinese People's **** and State Social Insurance Law

Article 23 states:

The workers should participate in the basic medical insurance for the workers, and the employer and the workers should pay the basic medical insurance premiums in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing organizations, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 27 stipulates:

Individuals who have participated in the basic medical insurance for employees, and who have paid contributions for a total of a prescribed number of years by the time they reach the legal retirement age, shall no longer have to pay the basic medical insurance premiums after their retirement, and shall enjoy the basic medical insurance benefits in accordance with the state regulations; those who have not yet reached the state-prescribed number of years may pay contributions for up to the state-prescribed number of years.

The Social Insurance Law of the People's Republic of China

Article 60 stipulates that:

Employers shall declare and pay social insurance premiums on their own, in full and on time, and shall not suspend or reduce the payment of social insurance premiums except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employer on behalf of the employee, and the employer shall inform the employee of the details of the payment of social insurance premiums on a monthly basis.