Advantages and disadvantages of children buying social security

Legal analysis: it can effectively alleviate the family's economic pressure and reduce the family's medical burden. Therefore, for parents, handling children's social security for their children is not only to bring protection to children, but also to reduce the economic burden of families. Children's medical insurance makes up for the social security gap. In recent years, although the coverage of medical insurance policy has gradually increased in the process of reform, children have been included in the basic medical insurance in many areas. The principle of "low security and wide coverage" of social medical insurance determines its characteristics of many security restrictions and small coverage of drug types, especially all kinds of new diagnosis and treatment methods and new specific drugs, which are not only very expensive, but also belong to the category of self-financing.

Legal basis: Article 25 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the state shall establish and improve the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.