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Can the social security of the two places be merged?
The combination of social security mainly refers to the combination of pension insurance, medical insurance payment period and personal account balance. As long as the cumulative payment period of the combined endowment insurance reaches the minimum payment period stipulated by the state and reaches the legal retirement age, you can retire on time and enjoy basic pension benefits on a monthly basis; At the time of retirement, the accumulated payment period of the merged medical insurance has reached the payment period stipulated by the state. After retirement, medical insurance will no longer be paid, and medical insurance benefits will be enjoyed for life, which is also commonly known as medical insurance retirement benefits.
As can be seen from the above provisions, the accumulated payment period of endowment insurance is one of the necessary conditions for retirement according to law. The longer the accumulated payment period, the higher the future pension. The cumulative payment period of endowment insurance is formed by the cumulative payment period of different places, including the cumulative payment period of different places and the cumulative payment period of local endowment insurance. Only by combining the accumulated payment years of old-age insurance in different places can we calculate the accumulated payment years before retirement. Therefore, the payment period of two or more places is calculated together.
Medical insurance should not only enjoy hospitalization and other reimbursement benefits, but also calculate the payment period of employees who pay medical insurance. The payment period of medical insurance is divided into deemed payment period and accumulated payment period. When accumulating the payment period, the payment period of medical insurance from different places to retirement places is generally regarded as the payment period.
For the merger of social security relations, the main channel is to transfer social security relations. For retired employees, after determining the retirement location, it is necessary to transfer the relationship between endowment insurance and medical insurance in different places to the retirement location. The transfer of the relationship between endowment insurance and medical insurance can be divided into the transfer within the region and the transfer outside the region.
The transfer of endowment insurance between cities in the province belongs to the transfer within the overall planning area, which is relatively simple and does not require my own operation. Because endowment insurance is a provincial overall plan, the social security bureau where the retirement place is located can be completed through the provincial social security system; Inter-provincial transfer belongs to the overall transfer outside the region, that is, the transfer in different places, which needs to be registered on the provincial social security public service platform or the national service public service platform.
Medical insurance is transferred in the same city due to the implementation of prefecture-level overall planning, which belongs to the transfer within the overall planning area and does not need to be operated by the local medical insurance department within the system; Cross-city transfer belongs to the overall transfer outside the region, and it needs to be handled by logging in to the provincial social security public service platform or the national social security public service platform in accordance with the medical insurance transfer process.
To sum up, to realize the merger of social security relations between the two places, only by handling the transfer of social security relations can the real merger of social security payment years and payment funds between the two places be realized. Therefore, for on-the-job employees, if they change jobs or find jobs, as long as they meet the conditions for the transfer of social security relations, they must go through the formalities for the transfer of social security relations, including pension insurance, medical insurance, unemployment insurance and maternity insurance; If the retirement place is determined to retire, only the relationship between endowment insurance and medical insurance can be transferred, and the payment period and personal account funds can be calculated together.
Legal basis: Article 5 of the Social Insurance Law of People's Republic of China (PRC).
The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
Article 6
The state exercises strict supervision over social insurance funds.
The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.
People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.
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