How to pay for employee health insurance by yourself

Employee health insurance paid by themselves as follows:

1, freelancers or self-employed people can choose to build only the integrated fund, according to the local average monthly salary of the previous year 4.2% of the basic medical insurance premiums;

Or choose to pay 8%, the establishment of a personal account;

2, flexibly employed people can be directly to the social insurance premium collection agency to pay the basic old-age insurance premiums and basic medical insurance premiums;

3. Enterprise workers' medical insurance is paid by both the employer and the employee***, with the employer paying 7% of the total wages and the individual paying 2% of the wages;

4. Individual industrial and commercial enterprises, part-time workers and other flexibly employed persons without employees pay the basic medical insurance premiums for the employees themselves.

Employee medical insurance payment methods:

1, through the unit unified payment: the unit will be in accordance with the provisions of the withholding and payment of medical insurance premiums on behalf of the employee;

2, through the bank automatic deduction: employees can sign a commissioned deduction agreement with the bank, the bank at a fixed time each month to automatically deduct the medical insurance premiums;

3, through the social security card payment: in the conditions of the self-help Payment of medical insurance premiums through social security card: at the qualified self-service terminals, use the social security card to pay the medical insurance premiums;

4. Payment through online payment platform: log on to the official website of the social security bureau or use the relevant online payment platform to pay the premiums;

5. Payment through cell phone APP: download the official APP for payment of social security premiums, and follow the prompts to complete the payment process.

In summary, the methods of paying for employee health insurance include: freelancers or self-employed persons choosing to pay the basic medical insurance premiums on a proportional basis or establish a personal account; flexibly employed persons paying the premiums directly to the social insurance premium collection agency; enterprise employees paying by the employer and the employee **** the same; and self-employed industrial and commercial enterprises, part-time workers, and other flexibly employed persons paying the medical insurance premiums by themselves. medical insurance premiums.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.