Xi minimum social security payment standard

1.What is the social security payment base of Xi 'an in 2022?

1, 2022 Xi The minimum payment base of social security is 3,632 yuan. If the payment is made according to the minimum standard, the social security unit will bear 954.84 yuan and the individual employee will bear 386.72 yuan. The higher the base of social security contributions, the higher the amount of social security expenses. Xi 'an's pension composition is determined by the total amount of Xi 'an's basic pension and Xi 'an's personal account pension. Xi 'an's basic pension will eventually be generated according to Xi's average salary in the previous year.

"People's Republic of China (PRC) Social Insurance Law" Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations. Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Second, what does social security mainly include?

1, endowment insurance. Endowment insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age. State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, institutions and their employees who implement enterprise management must participate in the basic old-age insurance;

2. Medical insurance. The basic medical insurance system for urban employees is a social insurance system based on the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees. All employers, including enterprises, organs, institutions, social organizations, private non-enterprise units and their employees, must participate in basic medical insurance. The basic medical insurance fund for urban workers consists of the basic medical insurance social pooling fund and individual accounts. The basic medical insurance premium consists of the employer and the employee's personal account;

3. Work injury insurance. Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and the relatives of the deceased. Work-related injury insurance premiums are paid by employers, and the collection rate of work-related injury insurance premiums in industries with high incidence of work-related injuries is higher than the general standard. On the one hand, it is to ensure that the industrial injury insurance fund can fully pay the industrial injury insurance benefits of employees in these industries. On the other hand, through high-rate collection, enterprises have a sense of risk, strengthen the prevention of work-related injuries and reduce the casualty rate;

4. Unemployment insurance. Unemployment insurance is a system enforced by the state through legislation and set up by the society to provide material assistance to workers who have temporarily interrupted their livelihood due to unemployment. All kinds of enterprises and their employees, institutions and their employees, social organizations and their employees, private non-enterprise units and their employees, and employees who have established labor contracts with state organs shall apply for unemployment insurance;

5. Maternity insurance. Maternity insurance is aimed at the physiological characteristics of fertility behavior. According to the law, when working women temporarily stop working and lose their normal income due to childbirth, the state or society provides them with material help. Maternity insurance benefits include maternity allowance and maternity medical services. The maternity insurance fund consists of the maternity insurance premium paid by the employer and its interest and overdue fine. Maternity allowance for female employees during maternity leave, medical expenses incurred during childbirth, family planning operation expenses for employees and other expenses related to maternity insurance stipulated by the state shall be paid from the maternity insurance fund.

Minimum payment amount of endowment insurance: unit: 3 120.6 16%=499.3 yuan; Individual: 3 120.68%=249.65 yuan. Minimum payment amount of medical insurance: unit: 35907%= 154.88 yuan; Personal: 35902%=5 1.63 yuan. Minimum payment amount of unemployment insurance: unit: 3 120. 60. 7% = 2 1.84 yuan; Personal: 3 120.60.3%=9.36 yuan. Minimum payment amount of maternity insurance: unit: 35,900.5% = 7.74 yuan; Personal: No need to pay. Minimum payment amount of industrial injury insurance: unit: determined according to the industry; Personal: No need to pay. Minimum deposit of housing provident fund: unit: 18005%=90 yuan; Personal: 18005%=90 yuan. Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. "On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and payment also shows that it is an obligation.

Employees who participate in basic old-age insurance, unemployment insurance, industrial injury insurance, medical insurance, maternity insurance and housing provident fund shall determine the payment base according to their average monthly salary in the previous year. Old-age insurance, unemployment insurance and work-related injury insurance are based on the average salary of employees in full-caliber urban units in Shaanxi Province last year, and the upper and lower limits of the payment base are approved. Medical insurance and maternity insurance are based on the average wage of employees in full-caliber urban units in Xi last year, and the upper and lower limits of the payment base are approved. Housing provident fund is based on the average monthly salary of employees in urban non-private units in Xi last year, and the upper limit of payment base is approved.

Insurance and payment:

1, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium;

2. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

3. Endowment insurance for civil servants and staff managed according to the Civil Service Law shall be formulated separately by the State Council.

Xi. Payment ratio of five insurances and one gold:

1. Endowment insurance: the company pays 16% and the individual pays 8%;

2. Unemployment insurance: the company pays 0.7% and the individual pays 0.3%;

3. Work-related injury insurance: the company pays according to the industry, and the individual does not pay;

4. Maternity insurance: the company pays 0.5%, and the individual does not pay;

5. Medical insurance: the company pays 7% and the individual pays 2%;

6. Provident fund: the company pays 5- 12% and the individual pays 5- 12%.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity. Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.