Can industrial injury insurance be purchased separately?

Now industrial injury insurance can't be bought separately. Work-related injury insurance is one of social security, and the five insurances in social security are mandatory, so you can't buy work-related injury insurance alone. If the industrial injury insurance that can be purchased separately is other commercial insurance instead of social security, the final treatment may not be calculated according to the treatment of industrial injury insurance. Industrial injury insurance refers to a social insurance system in which workers or their survivors suffer accidental injuries or occupational diseases at work, or under specified special circumstances, resulting in temporary or permanent loss of working ability and death, and the state and society provide material assistance. Identification of work-related injury insurance: When a worker is temporarily or permanently incapacitated and dies due to a work-related injury or occupational disease, regardless of the reason, the person or enterprise is liable for the work-related injury and enjoys social insurance benefits, that is, the principle of no-fault compensation.

Legal basis:

"Regulations on Work-related Injury Insurance" Article 4 The employing unit shall publicize the relevant information about participating in work-related injury insurance within the unit. Employers and workers shall abide by the laws and regulations on production safety and occupational disease prevention and control, implement safety and health regulations and standards, prevent work-related accidents, and avoid and reduce occupational hazards. When an employee suffers from a work-related injury, the employing unit shall take measures to enable the employee to receive timely treatment.

Derivative problem:

How to pay work-related injury insurance?

If the insured employees of an enterprise are disabled or die at work, the following procedures shall be followed: 1. First, the employer shall file an application for work-related injury identification with the Labor Bureau within one month. 2. If the unit does not apply, write an application for work-related injury identification and apply to the local labor bureau for work-related injury identification. The materials submitted include: an application form for work-related injury identification; Proof of the existence of labor relations with the employer; Medical diagnosis certificate or occupational disease diagnosis certificate. 3. The Labor Bureau makes a decision on the determination of work-related injuries. 4. The injured go to a qualified hospital for disability identification. 4. Give the hospital's disability appraisal to the labor bureau and the employer, and the labor bureau will send a notice of work-related injury identification to the employer. 5 units began to compensate, mainly including disability benefits and medical expenses. 6. Go through the formalities of industrial injury insurance from 20th to 30th every month.