Wuxi Five Insurance and One Gold Payment Proportion Base

Wuxi five insurance and one gold payment base:

1, contribution ratio of provident fund

The deposit ratio of housing provident fund in government agencies and institutions is 12% for units and employees, and the deposit ratio of enterprises (including self-supporting institutions) is determined between 8%- 12% (the deposit ratio of units and individuals must be consistent).

2. Proportion of social security contributions

(1) The payment ratio is 40.9%-43.5% (industrial injury insurance fluctuates according to industry type).

(2) Endowment insurance: 20% for enterprises and 8% for individuals.

(3) Medical insurance: 8% for enterprises and 2% for individuals.

(4) Unemployment insurance: the proportion of enterprises is 1%, and the proportion of individuals is 1%.

(5) Maternity insurance: enterprises pay 0.9%, and individuals don't have to pay.

(6) Work-related injury insurance: The proportion of enterprise contributions can be divided into three categories according to industry types, one of which is 0.8%; 65438+ Class II 0.6%; The third category is 2.4%, and individuals do not have to pay.

Every place has different regulations on the payment ratio of five insurances and one gold and the payment base of five insurances and one gold, and there is no unified national standard. Simply say what they mean:

Determination of 1. Base: The base of social security payment this year is determined according to the average monthly salary of enterprise employees in the whole province in the previous year.

2 individual employees take the monthly average of their total wage income in the previous year as the monthly payment base of this year. (For new employees, the full salary income from the employee's starting salary in the current month is taken as the payment base; The insured unit takes the sum of the monthly payment bases of all the insured employees of the unit as the monthly payment base of the unit. )

3, the housing provident fund deposit base is calculated according to the average monthly salary of employees in the previous year and shall not be lower than the minimum wage standard announced by the municipal government.

4. Monthly payment amount of endowment insurance = monthly payment base of endowment insurance × payment ratio of unit endowment insurance+monthly payment base of endowment insurance × payment ratio of individual endowment insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.