Is it necessary to pay rural social security after paying employee social security?

Legal analysis: No, rural social security, that is, the new rural cooperative medical system refers to medical insurance, and social security refers to five insurances, including endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. Ordinary residents pay medical insurance for urban residents, and employees pay medical insurance for employees. Although both social security and the new rural cooperative medical system can be bought, they can only choose one of them for medical treatment and will not be reimbursed repeatedly. Employee social security is higher than the new rural cooperative medical system. Therefore, there is no need to buy a new rural cooperative medical system when buying social security. The reimbursement rate of medical insurance for employees is above 80%, and the reimbursement rate of the new rural cooperative medical system is around 50%. If both the new rural cooperative medical system and employee medical insurance are paid, we will definitely choose to be reimbursed according to employee medical insurance. Moreover, hospitalization reimbursement is settled in the hospital in real time, and can only be reimbursed once, and cannot be reimbursed repeatedly. Moreover, if individuals who participate in the basic medical insurance for employees reach the statutory retirement age and the accumulated payment reaches the number of years stipulated by the state, they will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.