How many years can employees in Shanxi Province pay medical insurance before they can enjoy lifelong medical insurance?

According to the medical insurance system for employees in Shanxi Province, employees need to pay 15 years continuously during the insurance period to enjoy lifelong medical insurance benefits.

Medical insurance for employees is medical insurance for urban employees. The basic medical insurance premium for medical insurance for urban employees shall be paid jointly by the employer and the employees. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. This means that employees need to pay medical insurance fees stably during their work and meet a certain payment period in order to obtain lifelong medical insurance protection.

Urban residents insured process:

1, application by the insured unit

Take the family as a unit to apply for insurance with relevant information to the street labor security office where the household registration is located;

2. Qualification examination and determination

Audited by the street labor security office where the household registration is located;

3, signed the "urban residents medical insurance premium automatic transfer payment authorization"

Audited by the street labor security office where the household registration is located;

Step 4 pay

An insured person in the family opens a personal settlement account in a designated bank and deposits enough funds, which are transferred by the social security agency entrusted by the bank;

5. get a doctor's guarantee.

After 30 days of payment, you will receive the Medical Insurance Certificate from the street labor security office where your household registration is located with the Power of Attorney.

To sum up, the advantage of lifelong medical insurance is that once qualified, employees can still enjoy medical insurance after retirement without paying medical insurance premiums. This provides long-term medical security for workers, reduces the economic burden, and enables them to get timely and effective medical assistance in their old age. Therefore, it is of great significance for workers to understand the relationship between payment period and lifetime security in Shanxi medical insurance scheme.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.