Payment standard and collection standard of rural endowment insurance in Anhui Province

Anhui rural endowment insurance payment standard:

According to the new policy of rural endowment insurance in Anhui, the current payment standard is tentatively set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. It was learned from the press conference held by the Department of Human Resources and Social Security of Anhui Province on June 5438+03 that Anhui Province issued the "Implementation Opinions on Further Improving the Basic Old-age Insurance System for Urban and Rural Residents", merging different payment grades in urban and rural areas, changing fixed subsidies into step-by-step subsidies, raising the level of subsidies, improving cross-regional transfer and connection methods, and encouraging overpayment and overpayment.

According to reports, the "Implementation Opinions" has been improved and innovated in terms of payment grade setting, insurance incentive mechanism, special group payment, funeral subsidies and so on. On the basis of the original new rural endowment insurance setting of 100 yuan to file 5 in 500 yuan and the urban residents setting of 100 yuan to 10 yuan, it is set to file 13. In terms of subsidy standards, the subsidy is implemented step by step, with 100 yuan for 30 yuan, 200 yuan for 35 yuan, 300 yuan for 40 yuan, 400 yuan for 50 yuan and 500 yuan and above 60 yuan, which changes the previous subsidy mode of not less than 30 yuan per person per year and helps to encourage urban and rural residents who are willing and able to participate in the insurance to choose higher-level payment.

At the same time, in view of the public's concentrated opinions on the old-age insurance system, the implementation opinions were revised from the perspective of protecting the rights and interests of the insured. On the issue of inheritance of personal account balance after the death of the insured, the new regulations have changed the previous provisions that excluded government subsidies, changed the balance of personal account funds to inheritance according to law, and no longer excluded government subsidies. The new regulations encourage paying more and getting more. For long-term payment, the basic pension can be appropriately increased to increase the attractiveness of the old-age insurance system. During the payment period, if the household registration is transferred or transferred across regions, you can apply for the transfer of the old-age insurance relationship at the place where you move in, transfer all the stored amount in your personal account at one time, and continue to pay the insurance premium according to the regulations of the place where you move in, and the payment period is calculated cumulatively.

Collection standard of rural endowment insurance in Anhui;

Elderly people with rural household registration who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension.

When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their children who meet the conditions for insurance shall pay insurance premiums; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

In the pilot area of the new rural insurance, the insured who has participated in the old rural insurance and received the old rural insurance pension at the age of 60 can directly enjoy the basic pension of the new rural insurance; For the insured who have participated in the old-age insurance, have not reached the age of 60, and have not received the pension, the funds in the personal account of the old-age insurance should be incorporated into the personal account of the new rural insurance, and continue to pay according to the payment standard of the new rural insurance, and enjoy the corresponding treatment when meeting the prescribed conditions.

(1) basic pension. At present, the basic pension standard is 55 yuan per person per month. When the state adjusts the minimum standard of basic pension, the provincial government will adjust the minimum standard of basic pension in the province in a timely manner in light of the actual situation of the province. The people's governments of cities and counties may appropriately raise the regional basic pension standard according to the actual situation. Encourage long-term payment, and for long-term payment, the basic pension may be appropriately increased. City and county to improve and increase part of the funds by the city and county burden.

(2) Personal account pension. At present, the monthly payment standard of personal account pension is the total amount of personal account divided by 139. The calculation coefficient is the same as that of the current employee basic old-age insurance personal account pension. If the insured person dies, the balance of personal account funds can be inherited according to law.

The endowment insurance fund for urban and rural residents consists of individual contributions, collective subsidies and government subsidies.

1, basic pension subsidy. The government pays the basic pension in full to the insured who meet the conditions for receiving the old-age insurance for urban and rural residents. The central government gives full subsidies in accordance with the basic pension standards set by the central government; Encourage qualified cities and counties (including cities and districts, the same below) to raise the basic pension standard, and the funds required shall be borne by the cities and counties; The provincial government will raise the basic pension subsidy standard in a timely manner, and the specific subsidy measures will be formulated separately.

2. Pay subsidies. The people's governments of provinces, cities and counties shall subsidize the payment of the insured. The minimum payment subsidy per person per year is: 100 yuan, 30 yuan, 200 yuan, 35 yuan, 300 yuan, 40 yuan, 400 yuan, 50 yuan, 500 yuan and above 60 yuan. For the payment subsidies of the insured, the provincial finance currently bears 20 yuan, and the rest is borne by the municipal finance, and the proportion of cities and counties is determined by the municipalities. Conditional cities and counties can appropriately increase subsidies on the basis of the unified subsidy standards stipulated by the province. The specific standards and measures shall be determined by the people's governments of cities and counties, and the required funds shall be borne by the cities and counties.

3, for severe (two or more) disabled, one-child death or disability (three or more) after the childless couple (the woman is over 49 years old), birth control surgery complications (three or more) and other groups with difficulties in payment, the people's government at the county level should be combined with local conditions, within the scope of payment grade to determine the standard of their payment of old-age insurance premiums, and give subsidies according to their payment of old-age insurance premiums. Only-child parents who receive the Honor Certificate of Only-child Parents and rural dual-female parents who implement sterilization measures can pay insurance premiums, and the subsidy standards can be appropriately raised in various places.

Legal basis:

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Opinions of the People's Government of Anhui Province on further improving the basic old-age insurance system for urban and rural residents

Fourth, raise funds.

The endowment insurance fund for urban and rural residents consists of individual contributions, collective subsidies and government subsidies.

(1) individual payment.

Those who participate in the old-age insurance for urban and rural residents shall pay the old-age insurance premium in accordance with the regulations. Payment standards are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2,000 yuan and 3,000 yuan per year. Insured people choose their own payment grades and pay more. The Provincial Department of Human Resources and Social Security shall, jointly with the Provincial Department of Finance, timely adjust the payment grades and standards according to the income growth of urban and rural residents.

(2) Collective subsidies.

Conditional village collective economic organizations shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage qualified communities to include collective subsidies in the scope of raising funds for community public welfare undertakings. Encourage other social and economic organizations, charitable organizations and individuals to provide financial support for the insured. Subsidies and subsidies shall not exceed the currently set maximum payment grade standard.

(3) government subsidies.

Government subsidies are divided into two parts: basic pension subsidies and payment subsidies.

1. Basic pension subsidy. The government pays the basic pension in full to the insured who meet the conditions for receiving the old-age insurance for urban and rural residents. The central government gives full subsidies in accordance with the basic pension standards set by the central government; Encourage qualified cities and counties (including cities and districts, the same below) to raise the basic pension standard, and the funds required shall be borne by the cities and counties; The provincial government will raise the basic pension subsidy standard in a timely manner, and the specific subsidy measures will be formulated separately.

2. Pay subsidies. The people's governments of provinces, cities and counties shall subsidize the payment of the insured. The minimum payment subsidy per person per year is: 100 yuan, 30 yuan, 200 yuan, 35 yuan, 300 yuan, 40 yuan, 400 yuan, 50 yuan, 500 yuan and above 60 yuan. For the payment subsidies of the insured, the provincial finance currently bears 20 yuan, and the rest is borne by the municipal finance, and the proportion of cities and counties is determined by the municipalities. Conditional cities and counties can appropriately increase subsidies on the basis of the unified subsidy standards stipulated by the province. The specific standards and measures shall be determined by the people's governments of cities and counties, and the required funds shall be borne by the cities and counties.

For the severely disabled (above Grade II), couples who have not given birth after the death or disability of the only child (above Grade III), people with complications of birth control surgery (above Grade III) and other groups with difficulties in payment, the people's government at the county level shall, in light of local conditions, determine the payment standard of the old-age insurance premium within the payment grade, and give subsidies according to the payment grade of the old-age insurance premium. Only-child parents who receive the Honor Certificate of Only-child Parents and rural dual-female parents who implement sterilization measures can pay insurance premiums, and the subsidy standards can be appropriately raised in various places.