Shenzhen pension calculation formula

Measures for the calculation and distribution of pensions in Shenzhen 2022 1. The formula for calculating the retirement salary of the old-age insurance in Shenzhen can be divided into two situations according to the time of first enrollment: 1. 1.0992, 3 1 year. The retirement salary of those who participated in social security before July (including those who were officially transferred) consists of the following parts: overall pension+personal account pension+adjustment fund+transitional pension+seniority allowance+local allowance. After 2.65438+1 August 19921,the retirement salary of those who participate in social security consists of the following parts: overall pension+personal account pension+seniority allowance+local allowance (non-deep households have no local allowance); Therefore, many people's pensions are low because they joined social security after August 1992, which is a key factor. 2. Specific calculation formula: 1 overall pension: based on the average monthly salary of employees in this city in the previous year and my indexed monthly salary at retirement, the payment will be increased by 1% for each full year, and112 for less than one year; 2. Personal account pension: calculated by dividing the accumulated amount of personal account at retirement by the number of months specified by the state (retirement at 60 139, retirement at 55 170, retirement at 50195); Transitional pension: I index the average monthly payment salary multiplied by the enjoyment ratio. If the payment period before July 3 1 0992 is less than 25 years, the enjoyment ratio is: the payment period before July 3 1 0992 multiplied by1.2%; If the payment period exceeds 25 years before July 3 1992, the enjoyment ratio is: 65438+July 3 1992, minus 25 years, multiplied by 1%, plus 30%. 4 Adjustment fund: monthly 300 yuan; 5. Length of service subsidy: the accumulated payment period multiplied by 4 yuan, not less than 1 year; 6 local subsidies: payment period of local supplementary endowment insurance × average payment index of the insured ×18.5+20; 7 Transitional subsidy: payment period of local supplementary old-age insurance before1July 3, 9921× average payment index of the insured ×1+60. 3. Example: An insured person/kloc-0 joined the work in August, 1985, and was transferred to Shenzhen in June, 1994. He retired at the age of 55, basically according to the minimum living standard for deep households, and retired in July, 20021year, with a personal account balance of 70,000 yuan. The specific data are as follows: the cumulative payment period of the insured is 36 years, 7 years before July 1992, and 36 years for local supplementary endowment insurance, taking the average. The indexed salary is 7,037 yuan, the personal account is 80,000 yuan, and the calculation base in 2020 is 9,774 yuan (the calculation base of 202 1 year has not been announced, and it will be recalculated after the pension is announced). The specific calculation is as follows: 1 overall pension =(9774+7037)/2*36%=3026 yuan. 2 personal account pension 80000/ 170 = 47 1 yuan; 3 Adjustment gold =300 yuan; 4 Transitional pension leave+100=69 1 yuan; 5 Length of service allowance =36*4= 144 yuan; 6 local subsidy =36*0.72* 18.5+20=500 yuan; 7 Transitional subsidy = 7 * 0.72 *11+60 =115 yuan; The total pension is about 5247 yuan.