What is the highest standard of social security?

If you pay social security yourself, it's resident social security. Social security for residents is mainly aimed at children, the elderly, unemployed residents or freelancers. If you are in a city, social security for residents is called social security for urban residents; If you are in the countryside, social security for residents is our common new rural cooperative medical system.

Residents can only pay two kinds of social security: pension and medical care, but work-related injuries, unemployment and maternity cannot be paid. You must go to the social security bureau where the account is located.

Social security for urban residents

Payment standard: last year's local social wages multiplied by the payment ratio, the pension payment ratio is 20%, and medical care is about 9%.

Take Xuzhou, Jiangsu as an example:

Payment of basic old-age insurance = payment base × payment ratio (20%). The minimum payment base in Xuzhou is 2550 yuan, and the maximum payment base is 15446 yuan; The corresponding minimum monthly payment is 5 10 yuan, and the maximum payment is 3089 yuan. The individual insured can determine the payment amount between 5 10 yuan and 3089 yuan according to the actual situation.

Payment amount of basic medical insurance = payment base * payment proportion (1 1% or 6%). The insured can pay the basic medical insurance premium at the rate of 1 1%, with a monthly amount of 28 1 yuan, and enjoy the basic medical insurance benefits; You can also pay the basic medical insurance premium at the rate of 6%, the monthly amount is 153 yuan, and you can enjoy the medical insurance benefits of hospitalization (including family beds), but it is not included in the personal account funds, and you do not enjoy the outpatient treatment paid by the outpatient pooling fund.

Medical care and old-age care together, according to the actual situation of individuals, pay 663 yuan -3370 yuan per month.

New rural cooperative medical system

medical insurance

Different provinces and cities have different payment standards for the 20 17 new rural cooperative medical system because of different economic levels. You can call the local social security bureau at 12333 for free consultation.

Gansu province 20 17 new rural cooperative medical insurance individual payment standard increased to per person per year 150 yuan;

The financing standard of 20 17 new rural cooperative medical system in Qidong is 850 yuan per capita, in which the participants pay 170 yuan and the government subsidizes 680 yuan;

Yuncheng 20 17 Individual Payment of New Rural Cooperative Medical Insurance 150 yuan;

Chaohu City's 20 17 new rural cooperative medical insurance individual payment standard is 150 yuan/person, and the disabled are exempt from personal expenses;

The individual payment standard of Dalian 20 17 new rural cooperative medical insurance is 150 yuan/person;

The individual payment standard of 20 17 new rural cooperative medical insurance in Yumen is per person per year 150 yuan.

endowment insurance

Those who participate in the new rural cooperative medical insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standards are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan, and the people's governments of provinces (autonomous regions and municipalities) can add payment grades according to actual conditions.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.