How many years can Guangzhou medical insurance buy before it can be enjoyed for life?

How many years of continuous payment of medical insurance can be enjoyed for life, which can be divided into two situations:

1, male is over 60 years old, and the payment period is not less than 25 years;

2, women over 55 years of age, payment period of not less than 20 years, can enjoy lifelong medical insurance benefits.

Documents required to obtain a medical insurance card:

1. If the enterprise helps employees to get it, it is required to provide a copy of the ID card of the person receiving the medical insurance card, a copy of the ID card of the person who needs to get it and the official seal of the enterprise;

2. Individuals who receive medical insurance cards by themselves need to provide payment vouchers, card-taking vouchers and original ID cards;

3. If it is collected by others, the original ID card and power of attorney of the consignee shall be provided.

The conditions for medical insurance reimbursement are:

1, the insured person must go to the designated medical institution of basic medical insurance or the designated retail pharmacy determined by the social insurance institution with the medical prescription issued by the doctor in the designated hospital;

2. The medical expenses incurred by the insured in the process of medical treatment must conform to the scope and payment standards of the basic medical insurance drug list, medical treatment items and medical service facilities standards, and can be paid by the basic medical insurance fund according to regulations;

3. The medical expenses incurred by the insured that meet the payment scope of basic medical insurance shall be paid by the social medical pooling fund in a unified proportion, with the expenses above the Qifubiaozhun and below the maximum payment limit.

To sum up, how many years of continuous medical insurance can be enjoyed for life, which is divided into two situations: men over 60 years old, and the payment period is not less than 25 years; Women who have reached the age of 55 and paid for 20 years can enjoy lifelong medical insurance.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.