How to query the balance of social security financial account

The query method of social security financial account balance is as follows:

1. The balance of the social security card financial account can only be queried at the bank to which the social security card belongs, which means that the financial account can be queried at ATM.

2. The social security card holder carries his social security card, goes to the bank counter or ATM, and enters the password to check the balance of the financial account.

3. The financial account in the social security card needs to be deactivated. The activated financial account has the same function as the ordinary debit card. If the cardholder does not deposit money in it, the balance in the financial account is naturally zero.

The role of social security card:

1. Social medical insurance card is used to record the relevant information of residents' social security. Identify the cardholder's personal employment status, record the cardholder's social insurance account information, payment, professional skills, employment experience, work-related injuries, occupational diseases, degree of disability, etc.

2. The social medical insurance card is used to record the basic information such as the name, ID number, date of birth, gender, nationality and household registration of the insured, and record the basic information such as the cardholder's name, gender and citizenship number on the card surface for viewing.

3, social medical insurance card can be used to query the payment of residents' pension insurance, unemployment insurance, medical insurance, work injury insurance and maternity insurance. Query the accumulated amount of endowment insurance and medical insurance.

4. Cardholders can take their cards to designated hospitals for medical treatment, purchase medicines at designated pharmacies for medical insurance, and settle personal accounts for medical insurance. It is worth noting that the social medical insurance card of the insured residents can be used by swiping the card with the password, but it is not allowed to withdraw cash or transfer money.

5. If the insured person is unemployed, he can go through the formalities of job registration and unemployment registration with the relevant departments, apply for unemployment insurance money and apply for employment training.

6. The insured person can hold a card to handle social security affairs such as medical care, unemployment, pension, work injury and maternity, and receive social security affairs such as pension.

To sum up, the social security card is an important part of the social security system, which provides convenient and quick inquiry and service for individuals and effective management and supervision means for the government.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.