Can pregnancy test be covered by medical insurance?

Pregnant women can use medical insurance cards for prenatal examination during pregnancy. Many women buy maternity insurance. In maternity insurance, part of the cost is used as the cost of prenatal examination, which is not particularly high, about 800- 1000. Pregnant women can give priority to pregnancy examination and use this part of the cost first.

The cost of prenatal examination is not covered by medical insurance, but the hospitalization expenses caused by childbirth can be reimbursed in residents' medical insurance, which includes hospitalization expenses, outpatient serious illness expenses and outpatient rescue expenses. Rural cooperative medical insurance mainly reimburses important patient expenses, and there is no way to reimburse prenatal examination. However, you need to go to the local hospital to build a card within 0/2 weeks of pregnancy. There are still many cards after the card is built.

Residents' medical insurance is handled as follows:

1. The insured person brings his/her valid certificate to the local district and county medical insurance center for application, and the district and county medical insurance center will settle the account on the spot;

2. The insured person can also apply to the adjacent street medical insurance service point for handling, and the service point will settle within 3 working days. The insured person shall receive the medical insurance card at the service point within the specified time;

3. The insured may entrust others to handle it on his behalf. The customer must carry the valid certificates of himself and the insured when handling.

To sum up, medical insurance can be used for pregnancy examination. Most of the normal regular inspection fees can be reimbursed by medical insurance in proportion, and can also be paid by social security card. Pregnancy tests are included. You can pay by credit card with social security card before pregnancy test. Normal hospitals can apply for social security cards.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.