How much is the social security loan interest?

Interest rate: monthly interest rate 1.23%

Repayment method: equal principal and interest (prepayment after half a year, 5% of the remaining principal).

Age requirement: 25-55 years old (birthday after 1992-196 1 year later)

Loan term: 12-36.

Lending time: 1-2 working days

Credit requirements:

1, there is no overdue at present, no 2 for half a year, no 3 for one year and no 4 for two years.

2. If there is no local information, you must have Beijing real estate.

3. Total credit (including principal amount) ≤ 654.38+0.5 million.

4. Number of inquiries ≤4 times within 2 months (excluding this transaction), 10 times within 6 months, 1 time for the same reason within 7 days, and 1 time outside 7 days.

Provident Fund requirements:

1. The local deposit of provident fund has a two-year deposit record.

2. In the past year, the unit has continuously paid the housing provident fund for ≥ 12 months, and provided the local real estate license, which can relax the continuous payment of the provident fund for ≥6 months.

3. The applicant's name and ID number are consistent with the housing provident fund information;

4. The information of the work unit confirmed in the application materials is consistent with the information of the housing provident fund deposit unit (the sending company can issue a certificate).

5 housing provident fund deposit base > = 4000 yuan, individuals or units to pay not less than 480 yuan;

6. The recent deposit time is less than two months from the application time;