The company has to pay endowment insurance, but I don't want to pay it. What should I do?

If employees are unwilling to pay endowment insurance, the company may require employees to issue an application form for voluntary waiver of social security, sign it and keep it according to their fingerprints. Personal parts are distributed to employees.

First of all, there are three main reasons why employees do not pay social insurance:

1, employees' wages are low, and even many young employees' wages are only the local minimum wage. If social insurance is paid according to law, the actual salary will be lower after deducting the personal contribution. From the perspective of their own survival, such employees are unwilling to pay social insurance.

2. Employees' understanding of paying social insurance is biased. Because they have paid social insurance for 15 years, they can get a pension when they retire. Some employees think that they are still young, so they can not pay now, and the time to pay in the future is enough to reach 15 years, so they don't agree to pay social insurance at this stage.

3. Laid-off workers from state-owned enterprises and collective enterprises have not terminated their labor relations with their original units, and whether the original units have paid social insurance (or the original units have gone through social insurance registration procedures, but they have arrears) has not been considered at all. They are only willing to have employment relations with new employers and are unwilling to transfer social insurance after terminating their labor relations with the original units.

Two, according to the above reasons, the employer can take the following measures:

1, the employee does not agree to pay social insurance as one of the unqualified employment conditions.

Because employees don't agree to pay social insurance, after a major industrial accident, the employer may have to bear high expenses, but at this stage, the social security agency does not bear any responsibility for the industrial injury that occurred before the employer joined the insurance. Therefore, for employers with more employees going out and more industrial accidents, employees' refusal to pay social insurance should be regarded as one of the unqualified employment conditions to avoid the risk of industrial injuries in an all-round way.

2. Sign an agreement with employees to stipulate the compensation standard for not paying social insurance.

I have to admit that some units pay employees low wages, and if employees are required to pay social insurance, their own living conditions are quite problematic. In this case, if the employer wants to hire such employees, it can only be negotiated by both parties. First, the employer pays commercial insurance for them to avoid certain industrial injury risks, and then gives social compensation according to a certain amount every year. At the same time, the laborer also promised to give up the right to claim social insurance premiums from the employer, or to claim the right to pay social insurance premiums in the future.

3. Reach an industrial injury treatment agreement with the original unit of employees with dual labor relations.

If laid-off workers from state-owned enterprises and collective enterprises pay social insurance for them, they cannot use the work-related injury insurance paid by the original unit to avoid risks because of work-related injuries in the new employer. Therefore, the new employer should contact the laborer's original unit to reach the intention of secondment, or the original unit will declare the work-related injury after it occurs, and the new employer will bear the liability for compensation stipulated in the Regulations on Work-related Injury Insurance.

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