What is the difference between provincial medical insurance and municipal medical insurance?

The main differences between provincial medical insurance and municipal medical insurance are the competent authorities, insured persons, medical insurance system regulations and social security cards.

Authority: The competent authority of provincial medical insurance is the provincial medical insurance center under the provincial medical insurance bureau, and the municipal medical insurance is the municipal medical insurance center and county medical insurance center under the municipal medical insurance bureau.

Insured objects: The main insured objects of provincial medical insurance are provincial units, such as provincial organs, provincial institutions, offices and institutions stationed by the central government at the provincial level, provincial enterprises and branches of central enterprises at the provincial level, and enterprises registered with provincial market supervision departments. The insured objects of municipal medical insurance are government agencies, enterprises, employees and flexible employees within the municipal administrative area.

The medical insurance system stipulates that China's medical insurance system shall be formulated by all regions as a whole. Therefore, provincial medical insurance and municipal medical insurance belong to different overall planning areas, and the provisions of medical insurance implementation rules will be different. There is a slight difference between the proportion of personal account return and the proportion of medical insurance hospitalization reimbursement.

Social Security Card: The social security card for provincial medical insurance is issued by the Provincial Department of Human Resources and Social Security, and the social security card for municipal medical insurance is issued by the Municipal Department of Human Resources and Social Security. The official seal above is a provincial human resources and social security department or a municipal human resources and social security bureau.