Can pharmacies brush residents' medical insurance?

No, urban and rural residents can't swipe their cards at pharmacies, only employees can, because the insured can get a medical insurance card when paying the employee's medical insurance. The medical insurance card has a personal account, and the money in the personal account is deducted when swiping the card at the pharmacy. However, the insured did not pay the personal account of urban and rural residents' medical insurance, and all the fees paid went into the overall account. Residents' medical insurance has no personal account, so it is naturally impossible to pay by credit card at the pharmacy.

Medical insurance for urban and rural residents can't buy medicines in pharmacies, because there is no personal account for medical insurance for urban and rural residents, and its overall account can only be used to pay the outpatient and hospitalization expenses of eligible insured residents.

Taking Chaoyang City as an example, according to Article 11 of the Measures for the Administration of Medical Insurance for Urban and Rural Residents in Chaoyang City, the medical insurance fund for urban and rural residents shall be used to pay the outpatient and hospitalization expenses of insured residents as a whole, and shall not be used to establish personal accounts.

Article 20 Medical expenses incurred by insured residents in designated medical institutions shall be settled directly with designated medical institutions if they are paid by individuals, and shall be settled with designated medical institutions if they fall within the scope of medical insurance fund payment.

Can residents' medical insurance be converted into employee medical insurance?

Residents' medical insurance can be converted into employee medical insurance. The insured can change to employee medical insurance only by stopping paying residents' medical insurance and finding a job paid by the company or flexible employees. However, if the payment period of residents' medical insurance is to be converted into the payment period of employees' medical insurance, most areas do not support it, and only a few areas can.

Compared with urban and rural residents' medical insurance, employees' medical insurance is better, and after employees' medical insurance contributions reach a certain number of years, the insured can enjoy lifelong medical insurance after retirement, while residents' medical insurance needs to pay annual fees, one year for one year. Therefore, if conditions permit, it is generally recommended that the insured choose employee medical insurance.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Measures of Chaoyang Municipality on the Administration of Medical Insurance for Urban and Rural Residents Article 11 The medical insurance fund for urban and rural residents shall be used to pay the outpatient and hospitalization expenses of insured residents that meet the requirements as a whole, and shall not be used to establish personal accounts.

Article 20 Medical expenses incurred by insured residents in designated medical institutions shall be settled directly with designated medical institutions if they are paid by individuals, and shall be settled with designated medical institutions if they fall within the scope of medical insurance fund payment.

"Measures for the Administration of Medical Insurance for Urban and Rural Residents in Chaoyang City" Article 13 The medical expenses incurred by insured residents within a treatment year that meet the scope of payment shall be paid by the medical insurance fund according to the proportion of expenses above the deductible and below the payment limit; The expenses below Qifubiaozhun and above the payment limit shall be borne by the individual. Insured residents in a treatment year, the cumulative payment of medical insurance funds shall not exceed the annual maximum payment limit.

(1) hospitalization. According to the level of designated medical institutions, we will formulate differentiated qifubiaozhun and payment ratio, and tilt to grassroots or low-level medical bridges. Medical treatment in different places, referral hospitalization and emergency rescue hospitalization shall be carried out in accordance with relevant regulations.

(2) outpatient treatment. General outpatient service should set the minimum payment standard and payment limit quarterly. Outpatients with serious illness and chronic diseases shall implement the disease access system, and set the Qifubiaozhun and payment limit according to the disease season.