What is the contribution ratio of social security provident fund companies and individuals?

Legal analysis: 1, the provident fund deposit consists of two parts: the employee's individual provident fund deposit and the employee's unit's provident fund deposit for the employee, which belongs to the employee.

2. The monthly deposit amount of individual provident fund is the average monthly salary of employees in the previous year multiplied by the deposit ratio of employee provident fund, and the monthly deposit amount of employee provident fund is the average monthly salary of employees in the previous year multiplied by the deposit ratio of employee provident fund.

3. Generally speaking, it refers to the deposit ratio of housing provident fund, that is, the ratio of the depositor's coefficient to his salary. For example, if the depositor's salary is 100 yuan and the coefficient of provident fund payable is 3%, the amount of provident fund payable by the depositor is 3 yuan. It is related to the payer's salary base and payable coefficient. With the increase or decrease of wages and coefficients, the amount of provident fund to be paid will also change accordingly.

4. The deposit ratio of units and individuals can be chosen independently between 5% and 20%, and the individual deposit ratio should be equal to or higher than the unit deposit ratio.

5. In addition, new employees who join the work after 20 10 1 will pay the housing accumulation fund from the second month of joining the work, with the total salary of the second month of joining the work as the payment base. After 20 1 011October1,the newly transferred employees will pay the housing provident fund from the month of transfer, and the total wages of the month of transfer will be used as the deposit base.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.