What do you think of the company buying social security for itself?

There are five main ways to query social security:

1. Call the social security agency for enquiry: the telephone number is generally "area code+12333". You can submit your name and ID card according to the voice prompt, and you can query the insurance status and insurance situation;

2. Inquire about the website of the local social security management center: log in to the website of the local people's social security bureau and inquire after registration. Need ID number, social security card number and other information, you can check the participation after registration;

3. Counter inquiry of local social security agencies: carry my ID card or social security card for inquiry;

4. Inquire through the enterprise manager: contact the personnel of the unit and provide relevant certificates of insurance payment;

5. Inquire through third-party software: you can easily use your mobile phone to inquire without leaving home, such as home+social security APP.

First, the impact of social security interruption.

1. Direct influence

(1) Let's talk about old-age insurance first: when you retire, you can enjoy the treatment by accumulating contributions 15 years, because it can be accumulated, so it has little impact. Of course, if you don't have enough payment period because of breach of contract and want to receive a pension after retirement, you can only extend the payment period, that is, you have to retire after five years, which will affect our retirement to receive a pension.

(2) Let's talk about medical insurance: If the payment is cut off, you will not enjoy medical insurance benefits from the next month. Once medical expenses such as hospitalization occur, it will be impossible to take the medical insurance route. But not really. As far as Shenzhen is concerned, if there is a balance in the personal account, it can continue to be used in the outpatient clinic after the payment is stopped, but the second and third insured persons cannot enjoy medical insurance benefits for several months.

In addition, the accumulated payment period may directly affect the medical insurance reimbursement. For example, it affects the fund payment limit and the outpatient payment limit for serious illness.

Think about it, the amount of reimbursement for an insured person who has paid for one year and an insured person who has paid for ten years is very different.

2. Indirect effects

As for social security activities with social security payment as the threshold, such as buying a house, buying a car, buying affordable housing, applying for public rental housing, applying for residence permits, and entering households with points, social security payment will clear some qualifications.

Second, how to pay social security?

1. If you leave your job, you can apply to your former company to continue to pay your salary, but you need the consent of your former company, which is generally unsuccessful.

2. Find your own affiliated company to ensure that you can continue to pay money;

3. Find a third-party remittance company and ask them to help pay the bill. Pay attention to check and confirm the social security official website login account later to ensure the payment is successful.

4. You can consider changing from employee medical insurance to resident medical insurance to ensure that pension and medical insurance will not be interrupted.

According to relevant laws and regulations, pension insurance, medical insurance, unemployment insurance and housing accumulation fund are shared by enterprises and individuals according to a certain proportion; Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. The collection scope of five insurances and one gold includes: state-owned enterprises, urban collective enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees that implement enterprise management, private non-enterprise units and their employees.

Generally speaking, employees can judge whether the employer has paid five insurances and one gold for them from the following points:

1. The easiest way is to check whether social security expenses and housing accumulation fund expenses are deducted from the payroll. If there is a deduction, it is generally paid;

2 units to help employees pay five insurances and one gold, and issue social security cards or provident fund cards;

3. You can check it on the social security website and provident fund official website. If there is payment, you can find relevant records.

legal ground

Social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.