Social Security deducted but not credited

This situation can be caused by a number of factors. These include delays in the banking system, updates to the Social Security system, and incorrect account information.

I. Confirming the deduction

When you find that the social security deduction has not arrived, the first thing you should do is to confirm whether the deduction has been successful. This can be verified by checking the bank account transaction records or social security payment records. If there is a corresponding decrease in the bank account balance, it means that the deduction has been successful, and the next thing you need to focus on is whether the funds arrive in time.

Second, check the account information

After confirming that the deduction has been successful, you need to check whether the bank account information and social security contribution information are consistent. Sometimes, due to input errors or system updates, etc., the account information may be deviated, resulting in the funds not arriving properly.

Third, contact the bank and social security institutions

If the above two steps are confirmed to be correct, but the funds have not yet arrived, it is recommended to contact the bank and social security institutions in time to make inquiries. The bank's customer service can help check the status of the transaction to see if there are any system delays or technical problems. The social security agency can provide detailed information on social security contributions and help verify whether the deduction has been successful.

Four: Waiting for processing and follow-up

After contacting the bank and the social security agency, you need to wait patiently for their processing results. If the issue is more complicated, it may take some time before it is resolved. In the meantime, it is recommended to stay tuned and keep track of the processing progress.

In summary:

Social security deductions that didn't arrive may be due to a variety of factors, including delays in the banking system, updates to the social security system, and incorrect account information. When encountering such a situation, you should first confirm the deduction and check the account information, and then contact the bank and social security agency in time for inquiry and processing. During the process, you need to be patient and keep track of the processing progress.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 63 stipulates:

If an employer fails to pay the social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay the premiums by a certain period of time or make up for them.

If the employer fails to pay the social insurance premiums in full or on time, the social insurance premium collection agency may inquire into the deposit accounts of banks and other financial institutions; it may also apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify in writing the bank or other financial institution where the account is opened to allocate the social insurance premiums. If the balance in the account of an employer is less than the social insurance premiums that should be paid, the social insurance premium collection agency may require the employer to provide a guarantee and sign an agreement on deferring payment of the premiums.

If the employer fails to pay the social insurance premiums in full and does not provide a guarantee, the social insurance premium collection agency may apply to the people's court for the seizure, attachment or auction of the property whose value is equivalent to the social insurance premiums that should be paid, and the proceeds from the auction will be used to offset the payment of social insurance premiums.