What are the social security levels?

First gear is good. The payment base of social insurance refers to the wage base used by enterprises or individual employees to calculate and pay social insurance premiums, which is the amount of social insurance premiums that enterprises or individuals should pay when multiplied by the specified rate of this base.

Local social security contributions are linked to local average wages. Calculated according to the monthly average of all wage income from June 65438+ 10 to February 65438+February of the previous year. Once a year, it will not change within one year after confirmation. The adjustment time of social security base declaration is generally in July.

Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly wages as the salary base for individuals to pay social insurance premiums. In China, the payment base is declared by the social insurance agency according to the employer and approved according to law.

Payment ratio, that is, the collection rate of social insurance premiums. According to the relevant policies of China's current social insurance, we implement different collection scales for different types of social insurance.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

laws and regulations

People's Republic of China (PRC) social insurance law

Article 4? Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.