Shenzhen social security is broken, can I use medical insurance?

Shenzhen social security is broken, and medical insurance is useless.

During the hospitalization period, Shenzhen social security insured will not be able to use the medical insurance card for credit card settlement if the coverage is broken. This is because the continuity of medical insurance payment status is one of the prerequisites for using medical insurance services. If the insured person's medical insurance payment is interrupted, even if he is treated in a medical institution with a medical insurance agreement, he cannot enjoy the direct settlement service provided by medical insurance. Therefore, in order to ensure the smooth use of the medical insurance card, the insured needs to maintain the continuity of social security payment and avoid the situation that the medical insurance card cannot be used to settle medical expenses due to loss of insurance.

Impact of social security interruption:

1. Suspension of social security benefits: The interruption of social security may cause individuals to be unable to enjoy medical insurance reimbursement and maternity insurance benefits during the interruption;

2. The influence of the payment period of old-age insurance: the interruption of social security may affect the payment period of individual old-age insurance, and then affect the collection of retirement pension;

3. The influence of unemployment insurance benefits: If you encounter unemployment during the period of social security interruption, you may not be able to receive unemployment insurance benefits;

4. Impact of industrial injury insurance rights and interests: during the period of social security interruption, if a work injury occurs, it may not be possible to obtain relevant treatment of industrial injury insurance;

5. Restrictions on the use of social security cards: During the interruption of social security, some functions of social security cards, such as direct settlement of medical expenses, may be restricted.

To sum up, in order to be able to use the medical insurance card to settle medical expenses smoothly, Shenzhen social security participants need to maintain the continuity of social security payment and avoid the situation that the medical insurance card cannot be used due to loss of insurance.

Legal basis:

Measures of Shenzhen Municipality on Social Medical Insurance

Article 18

According to state regulations, people who participate in medical insurance for urban workers, medical insurance for urban residents or new rural cooperative medical care in other areas may not participate in social medical insurance in this city at the same time, and may not enjoy social medical insurance benefits repeatedly.