How to pay personal social security, and what should I do after paying it?

How to pay personal social security, and what should I do after paying it? You should know that social security has been paid for 15 years, and you can get a pension after retirement, but many people have paid social security for 15 years before retirement, so what should I do at this time and how to pay personal social security? Let's take a look at the following introduction. /kloc-Don't you have to pay social security fees after 0/5 years? ... want to know more about how to pay personal social security and what to do after payment. Let's take a look with me.

1. 15 years later, do you need to pay social security?

The Social Insurance Law stipulates that individuals who participate in basic old-age insurance will receive a basic pension on a monthly basis if they have paid a total of 15 years when they reach the statutory retirement age. If the personal social security is less than 15 years, you can pay to 15 to receive it on a monthly basis, or you can transfer to the new rural insurance or urban residential insurance, and enjoy the corresponding old-age insurance benefits in accordance with state regulations.

So many people think that after 15 years, they don't have to pay social security. In fact, the correct answer is not like this. The minimum requirement for social security to apply for a pension is the minimum payment period 15 years, which does not mean that you can not pay it after paying 15 years. Also, it must be clear that the amount of old-age insurance money received after retirement is directly related to the individual payment period. The longer the individual social security payment period, the more pension he will receive after retirement.

2. Will the full payment of personal social security 15 affect retirement benefits?

Personal social security contributions have been paid 15 years. If the insured person has not reached the statutory retirement age, he cannot apply for retirement. Individuals can not apply for retirement until they reach the legal retirement age.

If individuals stop paying social security after paying 15 years, the pension benefits received after retirement will have an impact. Because the amount of old-age insurance is directly proportional to the individual social security payment period. In other words, the longer the individual's social security payment period, the more pension insurance he will receive in the future.

Third, the personal social security has been paid 15 years and cannot be refunded?

According to the regulations, if the individual payment period has accumulated to 15 years, the basic pension will be paid monthly after retirement. It is found that many insured people mistakenly think that as long as they participate in individual social security pension insurance and pay 15 years, they can retire and go home to receive pensions. In fact, retirement age is the most important part for workers. Take male employees as an example. Even if they are under 60 years old, even if you have paid the pension insurance for 30 years, you can't retire for the time being.

And if you work in an enterprise, even if you have paid 15 years of personal social security, but you have not reached retirement age, then the enterprise will help you pay personal social security.