What are the types of social insurance?

Endowment insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

(1) Old-age insurance: you can receive a basic pension on a monthly basis after you have paid 15 years when you reach the statutory retirement age.

(2) medical insurance. The medical expenses incurred by the insured shall be paid by the basic medical insurance fund. When reaching the statutory retirement age, the accumulated payment has reached the number of years stipulated by the state, and the basic medical insurance benefits are enjoyed in accordance with state regulations.

(3) industrial injury insurance. Those who apply to the social security department for work-related injury identification can enjoy the medical expenses, rehabilitation expenses, food subsidies for hospitalization, transportation and accommodation expenses for medical treatment outside the city, and can also enjoy the wages, benefits and nursing expenses paid by the unit according to regulations during the period of work-related injury suspension with pay.

(4) Unemployment insurance. After unemployment, you can apply for unemployment insurance on a monthly basis, up to 24 months.

(5) Maternity insurance. If they are female employees, they can enjoy maternity medical expenses and maternity allowance.

Social security is what we usually call five insurances and one gold. In addition to the above five risks, there is also "one gold", which is the housing provident fund. The old-age insurance, medical insurance and unemployment insurance in the "Five Risks" are insurance paid by individuals, while industrial injury insurance and maternity insurance can only be paid by enterprises, but individuals cannot.