What is the use of unemployment benefits included in five insurances and one gold?

What is the use of unemployment benefits included in five insurances and one gold? Unemployment insurance in "five insurances and one gold" means that after the termination of the labor contract, workers and employers who meet the conditions for receiving unemployment insurance benefits can go through the formalities for receiving unemployment insurance benefits at the employment bureau where the employer is located according to law.

Social insurance law

Forty-fifth unemployed people meet the following conditions, receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.

Forty-sixth unemployed people, before unemployment, the employer and I accumulated contributions for more than one year but less than five years, the longest period of receiving unemployment insurance money is twelve months; If the accumulated payment is over five years but less than ten years, the maximum period for receiving unemployment insurance benefits is eighteen months; If the accumulated payment is more than ten years, the maximum period for receiving unemployment insurance benefits is twenty-four months. If you are unemployed again after re-employment, the payment time will be recalculated, and the period of receiving unemployment insurance benefits will be combined with the period of receiving unemployment insurance benefits that should have been received but not received in the previous unemployment, and the longest period will not exceed 24 months.

Article 47 The standard of unemployment insurance benefits shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, and shall not be lower than the minimum living standard for urban residents.

Forty-eighth unemployed people in the period of receiving unemployment insurance benefits, to participate in the basic medical insurance for employees, enjoy the basic medical insurance benefits.

The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.

What is the use of unemployment insurance in five insurances and one gold? Unemployment insurance with five insurances and one gold can receive unemployment benefits.

The process of receiving unemployment benefits is as follows:

One, the insured units issued two "certificate of dissolution (termination) of labor relations", one to the unemployment insurance center, one to the labor dispute arbitration committee of the Labor and Social Security Bureau for the record.

Second, the unemployment insurance center strictly investigates and verifies the situation with the certificate of dissolution (termination) of labor relations issued by the insured unit (the unemployed carry the labor contract signed with the unit), and issues two registration forms for unemployment insurance claims and one registration form for unemployment job hunting 1 copy.

Three, the unemployed carefully fill in the "unemployment insurance application registration form" all columns on the front, the back of the family planning relationship to accept the unit opinion column, please go to my account where the family planning relationship to accept the unit seal. Fill in the job registration form carefully.

Four, hand in three one-inch color photos and a copy of the unemployed identity card.

To receive unemployment benefits, you need to prepare the following materials:

Bring your ID card;

Proof of dissolution or termination of labor relations with the employer;

Unemployment insurance payment manual, payment voucher and 1 inch recent photos 1 piece.

To sum up, workers who meet the above conditions can receive unemployment insurance at the district-level labor and social security department where they are registered or temporarily residing.

What is the use of medical insurance in five insurances and one gold depends on the types of insurance. Old cadres' insurance company 100% reimbursement, residents' insurance is generally reimbursed when they are hospitalized, and some inspections can also be reimbursed. Generally, items that are not hospitalized will be paid directly at the payment office after examination and approval by the medical insurance department. If you are hospitalized, you will be reimbursed at the time of discharge. During hospitalization, you must pay your own medical expenses first, and you still have to go to the medical insurance department for examination and approval. The medical expenses you mentioned are registration fees, and medical expenses for out-of-hospital stay are not reimbursed. However, the employee's medical insurance unit will put money into the medical insurance card every month, which can be used to buy medicine and do tests. There are also serious illnesses. At present, medical insurance management is quite strict, the requirements of each disease are different, and the reimbursement money is limited. Therefore, the medical insurance patient hospital will not let you stay in hospital for a long time, and some medicines and tests are not reported, which is too much. Then consult the local medical insurance bureau.

The role of medical insurance in five insurances and one fund;

First, it is conducive to improving labor productivity and promoting the development of production.

Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.

Second, adjust the income gap and reflect social equity.

Medical insurance is an important means of income redistribution by charging medical insurance premiums and paying medical insurance service fees to adjust income differences.

Third, an important guarantee for maintaining social stability.

Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.

Fourth, an important means to promote social civilization and progress.

The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.

Five, an important guarantee to promote the reform of the economic system, especially the reform of state-owned enterprises.

medical insurance

Refers to the adoption of national legislation, according to the principle of compulsory social insurance, the basic medical insurance premium is paid in full and on time by the employer and individual employees. If it is not paid in full and on time, the basic medical insurance fund will not pay its medical expenses regardless of individual accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 10% of its total payment base every month, and the employee pays 2% of his salary as a whole for serious illness+3 yuan.

Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.

Does five insurances and one gold include unemployment benefits? Can I get unemployment benefits from other places? Five insurances and one gold include unemployment benefits. According to Article 14 of the Regulations on Unemployment Insurance, unemployed persons who meet the following conditions may receive unemployment insurance benefits:

1, participate in unemployment insurance according to regulations, and the unit and I have fulfilled the payment obligation according to regulations for 1 year;

2. Unintentional interruption of employment;

3, has been registered for unemployment, and there are job requirements.

The process of receiving unemployment benefits is as follows:

1. The insured unit shall issue two certificates of dissolution (termination) of labor relations, one for the unemployment insurance center and the other for the labor dispute arbitration committee of the Labor Security Bureau for the record.

2. The unemployment insurance center will strictly investigate and verify the situation with the certificate of dissolution (termination) of labor relations issued by the insured unit (the unemployed person carries the labor contract signed with the unit), and issue 2 registration forms for unemployment insurance claims and 1 copy for unemployment job application.

3. Unemployed persons should fill in all the columns on the front of the registration form for applying for unemployment insurance. Please go to the family planning relationship acceptance unit where my account is located and stamp it on the back. Fill in the job registration form carefully.

4. Hand in three one-inch color photos and a copy of the unemployed person's ID card.

To receive unemployment benefits, you need to prepare the following materials:

1, carrying my ID card;

2. Proof of dissolution and termination of labor relations with the employer;

3. Unemployment insurance payment manual, payment certificate and 1 recent photos 1 inch.

To sum up, workers who meet the above conditions can receive unemployment insurance at the district-level labor and social security department where they are registered or temporarily residing.

The unemployment insurance package does not include five insurances and one gold. Unemployment insurance is unemployment insurance. It doesn't include anything. It's just one of the five risks.

What's the use of five insurances and one gold provided by the factory? Endowment insurance means providing for the aged, and you get a pension when you retire.

Is the employee reimbursed by medical insurance for illness?

Unemployment insurance means that employees receive living expenses after unemployment?

Does maternity insurance treat employees' maternity as maternity reimbursement and related treatment?

Work-related injury insurance refers to employees who suffer work-related injuries, pay medical expenses or compensate for related work-related injuries.

? Housing provident fund is a housing reform, giving you a certain amount of housing provident fund, and the enterprise is responsible for investing some money to reduce your economic burden, each with its own advantages.

The payment ratio of five insurances and one gold includes how to pay and how to use it. The related knowledge about five insurances and one gold can be checked on China Social Security Forum. Five insurances refer to endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and one gold refers to housing accumulation fund. The payment ratio of five insurances and one gold refers to the respective payment ratio of five insurances, and so does the provident fund. See Baidu or China Social Security Forum for details.

I hope it can be adopted and help you. If you have any questions, you can ask.