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What if I haven't bought social security?
People who do not participate in social security and buy old-age security may face great social risks, such as sudden illness or accidents, which may lead to economic difficulties. If they don't pay social security and buy old-age insurance, they will not be able to meet their basic needs with their pensions, which may lead to poverty, loneliness and difficulty in integrating into society when they retire.
The benefits of paying social insurance are as follows:
1, units pay more and individuals pay less. The unit will pay a part of the premium to Jiaotong University, and only pay a small part of it, which will be deducted directly from the salary every month, without taking care of it. Personal account: all the money in the account is paid by yourself. If you pay more, you will get more after retirement, which can be understood as compulsory savings; Overall account: the money paid by enterprises will enter the national pension overall fund and be allocated by the state.
2. You can get it if you meet the requirements: If you change jobs for a while and don't pay your pension, it's ok to find a job and then take it. Endowment insurance is generally paid 15 years, and you can apply when you reach retirement age.
3. Pensions can offset inflation: the payment of pensions will be based on the local average monthly salary in the previous year, and now the average monthly salary in various regions will be higher than in previous years.
To sum up: social security is a means of protection when an individual has an accident or is unable to work. This is very important to every worker and should be paid in time. The longer the payment time, the higher the payment base and the larger the amount that can be obtained.
Legal basis:
Full text of People's Republic of China (PRC) social insurance law
Article 58
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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