What if I haven't reached retirement age after paying social security for 20 years?

Social security has been paid for 20 years and has not yet reached retirement age. Details are as follows:

1. People who have reached the age of 18 can start buying social security. They continue to pay 15 years, and after reaching the legal retirement age, they can receive a certain pension according to law; /kloc-payment can also be stopped after 0/5 years;

2. The payment period can be higher than 15 years. The longer you pay the old-age insurance before retirement, the more pension you can get after retirement. It is generally suggested that after 15 years of payment, if you have not reached retirement age, you can continue to pay if economic conditions permit, so that you can get more money after retirement. Men who have reached the age of 60 and women who have reached the age of 55, and the payment period of old-age insurance has not reached 15, can choose to pay the owed old-age insurance premium in one lump sum.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.