Isn't it worthwhile to pay social security without a job?

If you are a flexible employee or an unemployed resident, you don't have to pay social security. Flexible employees or residents can purchase social security according to their own wishes. Those who have the financial ability can buy voluntarily, and those who have financial difficulties can not buy. But if there is a work unit, it is necessary to buy social security for the employees of the unit. It is illegal for a company not to buy social security for its employees.

Flexible employees buying social security is also a kind of old-age insurance for employees. Because there is no fixed work unit and no unit to pay social security for them, all their insurance expenses are borne by individuals. Therefore, if they feel that they are old and have the financial ability to bear the old-age expenses, they can not pay social security. However, in order to have better protection when you are old, I suggest you buy old-age insurance. If you have a work unit, according to the regulations, the company should buy five insurances and one gold for employees. Five insurance is the insurance that the state forces all units and companies to buy for their employees. If your company doesn't buy insurance for employees, you can complain to the local social security department, and the social security department can order the employer to compensate you according to the regulations.

The employee social security of flexible employees is the old-age security provided by the state to these people after retirement, which is equivalent to the employees of the unit. So we should give ourselves a security guarantee when we are young. Flexible employees can go to the social security window where the household registration is located to consult when purchasing employee social security. Generally, there are several grades of payment bases, and they can decide which file to buy according to their own affordability. Social security for flexible employees is paid monthly. You must remember to pay monthly fees after handling social security for employees.

If residents with very difficult economic conditions cannot afford the social security of flexible employees, they can also buy social security for urban and rural residents. The base of residents' social security payment varies according to different regions, and the cost ranges from several hundred to several thousand yuan. Usually only once a year. This way of payment, a family's economic conditions can bear, of course, this kind of social security payment base is low enough to reach the statutory retirement age, and the pension received after formal retirement is also relatively low.