What's the use of paying social security

What are the benefits of paying social security?

First, social security can pay less taxes.

First of all, all social security is tax-free. For those who earn 5000 yuan, the personal income tax rate is 15%. If the company can pay social security in full according to the salary, it will pay 8% of old-age insurance, 2% of medical insurance 100 yuan, 0.5% of unemployment insurance, 25.5% of housing accumulation fund and 8% of 400 yuan. Then the tax saved is: 925.5% 15%= 138.83 yuan.

Second, in fact, most social security is not paid for free, and in the end it is all your own. For individuals, apart from a little trouble in formalities, there is no economic loss, not only the money paid can be returned, but also more income can be obtained.

1. Housing accumulation fund

Most people know that it is good to pay the provident fund, because it can be taken out after buying a house loan, and because the company has to pay as much provident fund as itself, if it is paid to 400 yuan, it will get 400+400=800 yuan. This money can be taken out every quarter, even if you don't buy a house, you can finally return it to you in other ways, and it will be your own sooner or later.

2. Pension

While the individual pays 8% pension, the unit should pay you 20% pension. After a certain number of years of pension payment, you can receive a pension after retirement. Even if it is not enough, I can pay you back according to the amount of money you paid, and there is always no loss.

3. Medical insurance

Medical insurance is so important that young people don't realize it. Because they will say: I don't go to the hospital once a year, but everyone will get old. When I get old, all kinds of problems will come out. Look at our parents.