What should I do if I don't pay social security and have a baby?

Yes, individuals pay residents' medical insurance, and children can be reimbursed, but the reimbursement rate is very small. If employee medical insurance is paid, the reimbursement rate of maternity insurance is much higher.

The reimbursement of hospitalization expenses for residents' children is handled through the following procedures: I or my family members can declare to the medical unit of the Social Security Bureau with my birth certificate, marriage certificate, my diagnosis certificate and ID card, and if they are hospitalized in a designated networked hospital within the validity period of their medical insurance benefits and in line with the family planning policy, they can declare; If you are not hospitalized within the scope, you need to review whether you meet the hospitalization conditions outside the county. If you meet them, you can declare; After meeting the declaration conditions, the medical unit of the Social Security Bureau will receive the residents' hospitalization declaration form, which will take effect after being signed and sealed by the local community.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.