How can I retire without paying social security?

What to do after the social security payment reaches 15 depends on your state when you reach 15. If you have just reached retirement age, you can apply for retirement and receive a pension; Under the retirement age, you can choose to stop paying or not to pay. The difference is that you can't enjoy medical insurance benefits during the suspension period.

In addition, the payment period of endowment insurance is different from that of medical insurance. Pension payment/kloc-you can get a pension after 0/5 years, and you can enjoy medical insurance benefits after 20 years of medical payment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.