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What is the impact of Guangzhou social security being cut off for a month?
1. How big is the impact of Guangzhou social security being cut off for one month?
Although social insurance is cumulative, if payment is interrupted, it will have a serious impact on individuals. Once the old-age insurance is interrupted, it will seriously affect the future pension collection. The longer the interruption, the greater the pension loss.
1. If the length of service is not calculated during the interruption period, the length of service salary will be paid as usual;
2. Personal account funds are not entered during the interruption period, resulting in a decrease in personal accounts in the future, resulting in losses when calculating endowment insurance;
3. If the medical insurance is interrupted for more than three months, the medical care for the whole year will be gone;
4. Medical insurance that has been interrupted for one month is not reimbursed, and can only be reimbursed for three consecutive years;
5. When reaching the legal retirement age, the time of life interruption is accumulated, and the accumulated interruption 12 months is pushed forward to calculate the pension for one year.
Second, social insurance.
It is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
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