If the company buys social security, is it necessary to pay endowment insurance for urban and rural residents?

Legal analysis: No, under normal circumstances, it is not necessary to pay at the same time. After all, retired, not allowed to enjoy at the same time. Especially the following kinds of people:

(1) Middle-aged people or young people who have enough social security payment time in the future can fully meet the retirement conditions of urban workers' pension insurance, and they don't have to worry about insufficient payment years in the future if they are unable to retire.

(2) the work is relatively stable, and there is no worry about not having a work unit.

(3) Although the income from work or operation is unstable, individuals have strong earning power and worry-free income.

(4) The family has good economic conditions. Even if they are unemployed, they have money to rely on. They can participate in social security as flexible employees and pay fees to meet retirement requirements.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.