What are the new rules for making up social security?

2023 of the new provisions of the health insurance replenishment for: adjusting the phased deferred payment of social security premiums policy replenishment payment period.

The Circular makes it clear that employers who have deferred payment of social insurance premiums in stages in accordance with the relevant provisions of the state and Shanghai Municipality may, upon expiration of the deferral period, make up for the deferred social insurance premiums by the end of 2023 by adopting the methods of payment in installments (in full months) or month by month.

According to the relevant policies on health insurance, employers who have deferred the payment of employees' basic medical insurance premiums (including maternity insurance premiums) on a no-application-is-enjoyable basis can refer to the implementation of the period for retroactive payment of premiums.

The Notice requires that social security agencies, when providing social security payment inquiries and issuing payment certificates, will recognize the period during which the employer has deferred and made up the contributions in accordance with the policy as a normal contribution status. During the period of deferred payment, if the employer fulfills the obligation of withholding and paying the employee's personal contributions in accordance with the law, the employee's personal contribution status will be recognized as normal contribution.

At the same time, the social security agencies should take the initiative to cooperate with the relevant departments to properly deal with the convergence of the policies of the employees' settlement, purchase of housing, purchase of cars and children's enrollment qualifications.

The harm of medical insurance payment

1, affect the enjoyment of medical insurance treatment. After the medical insurance payment is cut off, you can't enjoy the medical insurance reimbursement when you go to the hospital. In addition, for the employer did not pay the full amount of social insurance premiums on time, the social insurance premium collection agency ordered to pay or make up the full amount, and from the date of arrears in payment, a late fee of five ten thousandths of a cent per day.

2, affecting the enjoyment of maternity benefits. If a female employee has not paid for one month's maternity insurance before giving birth, or if there is a break in payment during the period of giving birth, she will not be able to enjoy the maternity insurance benefits for that month.

3, affecting the retirement treatment. If you have not paid for a long time, you will not have enough years of accumulated contributions at the time of retirement, and you can enjoy the basic medical insurance benefits according to the regulations after you have paid until the required number of years.

References to the above: People's Republic of China*** and the State Ministry of Human Resources and Social Security - Shanghai: adjusting the phased deferral of social security contributions