What is the impact of social security being cut off for a few months?

Impact of social security interruption:

Social insurance is a cumulative calculation of years, but if there is a phenomenon of interruption of payment, it will have a serious impact on individuals. Once the old-age insurance is interrupted, it will seriously affect the future pension collection. The longer the interruption, the greater the pension loss.

1. Personal account funds are not entered during the interruption period, resulting in the decrease of personal accounts in the future, resulting in losses when calculating endowment insurance;

Pensions can't be collected monthly until 15. Pension insurance needs to be paid at least 15, and you can receive a monthly pension when you reach retirement age. 15 can enjoy it for life after retirement. After the interruption, the pension insurance can be renewed, but the pension received after the interruption will be reduced.

2, the interruption of payment is not more than 3 months, after paying the basic medical insurance premium for employees, the payment period can be counted as the number of months of continuous payment.

If the payment is interrupted for more than 3 months and the employee's basic medical insurance premium is paid back, the payment period will not be included in the number of months of continuous payment, and the employee's medical insurance benefits will be enjoyed according to the basic medical insurance standard for urban and rural residents, and the employee's medical insurance benefits will only be enjoyed according to the basic medical insurance standard for employees from the next month when the continuous payment is over 6 months.

Extended data:

First, the way to make up for the interruption of social security:

Overdue to the new employer to apply for payment; After the employer agrees to help you pay back the payment, the employer will go to the Social Security Bureau to handle the payment formalities with relevant information, provided that it proves that there is a factual labor relationship between the employer and the individual who pays back the payment. Then the employer can help you make up the payment, and you just need to return the paid fee to the employer.

Two. Relevant materials required to supplement social security:

Application form for payment of social insurance premiums; Provide employee's personal file, employment (recruitment) approval form, employee's labor manual or contract, employment (recruitment) approval form (or recruitment form) and employee's labor manual over the years (non-local registered employees are not required).

If the employment formalities are not handled, but there is a factual labor relationship, valid proof materials (such as the original salary payment form and attendance sheet, etc.). ) is provided.

Three, social security payment conditions:

Pay social security, generally for some historical issues to participate in insurance (pay back); Men under 60. Female: under 50 years old, social security coverage 15 years. No need to return; For endowment insurance and medical insurance, social security is cumulative. As long as you have accumulated the corresponding years before retirement, you don't have to pay it back.

Baidu encyclopedia-social security payment