How many years can I get a pension after paying medical insurance?

Those who have paid accumulated contributions for 15 years can receive pensions.

Individuals who have paid for fifteen years can receive a basic pension on a monthly basis when they reach the statutory retirement age; If the accumulated payment is less than fifteen years, you can choose to pay it back to fifteen years and receive the basic pension on a monthly basis. In addition, you can also transfer to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council. This ensures that you can get the basic pension stipulated by the state after retirement and protect your retirement life.

Calculation method of pension:

1, basic pension calculation: usually related to individual payment years and payment base;

2. Personal account pension calculation: the accumulated amount of personal account is divided by the scheduled payment months;

3. Calculation of transitional pension: In order to balance the pension level in some areas, a transitional pension may be established;

4. Calculation of enterprise supplementary pension: If the enterprise establishes a supplementary pension plan for employees, there will be additional pensions.

To sum up, individuals who have paid 15 years can receive the basic pension on a monthly basis when they reach the statutory retirement age. If they pay less than 15 years, they can choose 15 years to pay back their pension. In addition, you can also choose to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding old-age insurance benefits, so as to ensure that you can get the basic pension stipulated by the state after retirement and guarantee your retirement life.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.