How to resume the suspension of medical insurance for college students

The specific operation of medical insurance for college students is as follows:

Individuals who have signed a bank withholding agreement must go to the Social Security Bureau to go through the formalities of personal suspension of payment before 15 (including 15) every month (February 18). If you entrust others to do it, you need to provide the original ID card of yourself and the agent, the bank withholding agreement, the social security card and the power of attorney signed by yourself. Insured persons can also log in to Chengdu social insurance personal online handling system and click "Personal handling user registration". After completing the user registration, you can use Chengdu social insurance personal online handling system to handle daily business. If there is any arrears, they need to make up the arrears before going through the relevant procedures.

When college students participate in insurance, the scope of medical insurance can cover all colleges and universities, including private colleges and independent colleges, which highlights the characteristics of educational equity.

In fact, the prevalence rate of college students is relatively low, sometimes suffering from serious illness and many accidents. Students are unable to pay in advance because of their own economic problems, and so on. These problems are not well solved by public medical care. Buying commercial insurance to solve the medical security problem can solve the problem of college students' medical difficulties to a certain extent, and also reduce the pressure on schools and medical insurance organizers.

The reimbursement rate of medical insurance for students is: outpatient expenses, medical expenses are insufficient 1000 yuan, and the reimbursement rate is 35%; For the part exceeding 1000 yuan but less than 5,000 yuan, the reimbursement ratio is 45%; The proportion of partial reimbursement exceeding 5000 yuan but less than 10000 yuan is 55%; The proportion of partial reimbursement exceeding 10000 yuan is 65%. Expenses incurred during hospitalization shall be reimbursed according to Grade III, Grade II and medical institutions, and those less than 1 10,000 yuan shall be reimbursed according to 55%, 65% and 75%. Similarly, the ratio of 10000 yuan to 20000 yuan is 60%, 70% and 80%. For the part above 20,000 yuan, the reimbursement rate is 65%, 75% and 85%.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.