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Is the payment resumed after the social security is broken?
What if social security is broken?
When the endowment insurance is interrupted, the payment period of employees and the amount of personal accounts will be affected. First, social insurance agencies stop keeping accounts for employees' personal accounts; Second, the amount of employees' personal accounts has declined; Third, the accumulated amount of bookkeeping interest of personal account storage decreased. All these will directly lead to the reduction of pension benefits for employees after retirement.
Because retirement pension is linked to the payment during the whole insurance period, underpayment or default will lead to the reduction of pension benefits at retirement. It is the right given to workers by the Constitution to enjoy pension insurance benefits. Every employee should consciously supervise the enterprise to pay the endowment insurance premium in full and on time, and the insured individuals should also pay the endowment insurance premium in full and on time to safeguard their own rights and interests.
It is suggested that the insured person go through the formalities of transferring the pension insurance relationship, transfer from the original insured unit, continue to pay the fees as an individual and a flexible employee, and then transfer to a new unit after finding a job, without interrupting the payment and affecting the pension benefits.
The social security transfer process is as follows:
1. After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fee according to the regulations, the employer or the insured puts forward a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place;
2, the new insured social security agencies to review the transfer application, to meet the prescribed conditions, to the original basic old-age insurance relationship where the insured social security agencies issued a letter of acceptance, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured;
3. After receiving the consent letter, the social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures;
4. After receiving the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, the new insurance agency shall complete the relevant procedures within the specified time, and notify the employer or the insured person in time after confirmation;
5. Accumulated calculation of the payment period of endowment insurance, there is a gap in the middle, which can be supplemented or not.
Legal basis:
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.
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