What is the impact of interrupting pension insurance for one year?

Legal analysis: the interruption of endowment insurance will affect the payment period of employees and the amount of personal accounts. First, the social insurance agency stopped charging to the employee's personal account, and second, the deposit amount in the employee's personal account decreased. All these will directly lead to the reduction of pension benefits for employees after retirement. Once the old-age insurance is interrupted, it will seriously affect the future pension collection. The longer the interruption, the greater the pension loss. 1. If the length of service is not calculated during the interruption period, the salary for the length of service in the future will be gone; 2. No personal account funds were entered during the interruption period, which led to a decrease in personal account funds in the future and a certain loss when calculating pensions; 3. When reaching the legal retirement age, the interruption time is all accumulated, and the accumulated interruption 12 months is pushed forward for one year to calculate the pension.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance can pay less than 15 years when they reach the statutory retirement age. You can receive the basic pension on a monthly basis and transfer it to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council.