Can medical insurance reimburse the cost of having children?

Legal analysis: the cost of giving birth to a child in hospital can be reported to medical insurance, and the medical insurance card can be directly used for real-time settlement. The cost of giving birth includes the hospitalization fee for normal delivery and the cost of family planning operation. The medical expenses of hospital delivery are directly settled online through social security cards. Usually, the hospital will leave the social security card and maternity service certificate when the parturient goes through the hospitalization formalities, and will automatically take away the reimbursement part when checking out. Proportion of reimbursement for hospitalization expenses of medical insurance.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the part of the medical expenses of the insured who should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical trading units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.