What will happen if social security is cut off after leaving the company?

The consequences of cutting off social security after leaving the company are as follows:

1. If you find a new job immediately after leaving your job, the new unit will continue to pay social security for employees, and individuals do not need to pay it back;

2. If you don't have a job for the time being, you can choose to suspend the payment of social security until you find a new job.

3. You can also choose to pay pension and medical insurance as a flexible employee;

The provident fund will be cut off before there is a new job, but if there is no plan to buy a house with the provident fund loan in the near future, it will be useless.

Harm of interrupting social security:

1, affecting pension insurance benefits: the severance of social security will lead to the discontinuity of individual pension insurance payment period, which may affect the eligibility and amount of pension in the future;

2. Affect the use of medical insurance: after cutting off social security, personal medical insurance will not be used and medical expenses will not be reimbursed;

3. Affect the collection of unemployment insurance benefits: if social security is broken, individuals who are unemployed will not be able to receive unemployment insurance benefits;

4. Affect the rights and interests of work-related injury insurance: if a work-related injury occurs during the period of social security suspension, you cannot enjoy the relevant treatment of work-related injury insurance;

5, affecting maternity insurance benefits: women will not be able to enjoy maternity insurance benefits, such as maternity allowance;

6. Impact on housing provident fund loans: In some areas, social security payment is one of the conditions for the approval of housing provident fund loans, and the break-off may affect the approval of loans.

To sum up, the consequences of cutting off social security after leaving the company include affecting pension insurance benefits, medical insurance use, unemployment insurance collection, industrial injury insurance rights and interests, maternity insurance benefits and housing provident fund loan approval.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 52

Where a worker dissolves or terminates the labor contract, the employer shall go through the social insurance formalities at the social insurance agency within 15 days from the date of dissolution or termination of the labor contract.