Job Recruitment Website - Social security inquiry - Can the social security paid be refunded?

Can the social security paid be refunded?

Social security is generally not refundable, but can be refunded in some cases, as follows:

1. Rural household registration in other places: you can apply for a refund of individual contributions after leaving your job, but the part paid by the unit cannot be refunded.

2. Urban hukou cannot be surrendered halfway. Only those who die, settle abroad or pay less at the statutory retirement age 15 years can be surrendered; But only the individual part can be returned, not the unit part.

3. If the social security fee is paid in full, only one-third of the money can be refunded, and the remaining two-thirds is paid by the company and cannot be refunded.

What is social security?

It is the most important part of the social security system. A social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons.

The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

If the new rural cooperative medical system can cancel an individual, I will carry a copy of my ID card and a certificate issued by my company or unit to participate in urban residents' medical insurance or employees' medical insurance (with official seal), and carry the cooperative medical certificate, household registration book and personal ID card to the county new rural cooperative medical system agency for cancellation. The new rural cooperative medical system agency will issue a cancellation certificate, and the unit will handle employees' medical insurance with this certificate.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.