What's the difference between social security and five insurances and one gold?

1, social security is the abbreviation of social insurance, which refers to five types of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and work-related injury insurance, while five insurances and one fund refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, work-related injury insurance and housing provident fund, so the scope of five insurances and one fund is wider than social insurance, so it can be said that five insurances and one fund include social security.

Social insurance is the most important part of the social security system. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit. Social insurance is mainly through raising social insurance funds. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

2. Endowment insurance, medical insurance and unemployment insurance in "five insurances and one gold" are premiums paid by enterprises and individuals; Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.

(B), the scope of differences

Generally speaking, five insurances and one gold include social security, because this social security refers to five of them, but not one gold, so five insurances and one gold include more of a housing accumulation fund, that is to say, this five insurances and one gold includes social security and housing accumulation fund.

Social security is legally binding! China's "Labor Contract Law" clearly stipulates that as long as enterprises sign labor contracts with employees, they should purchase social security for employees within 30 days according to law! The social security here mainly includes these five kinds of insurance. There is no housing provident fund, so there is no housing provident fund for employees within the scope of legal enforcement, so it is also a main reason why many small and medium-sized enterprises do not buy housing provident fund for employees.

As the name implies, five insurances and one gold are composed of five insurances and one gold. These five insurances mainly include employee pension insurance, employee medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Then this one gold refers to the housing provident fund. When buying this social security for employees, the company needs five types of insurance, and the five types of insurance purchased at the same time cannot be split. That is to say, if you want to buy these five types of insurance, you must buy them at the same time and cannot split them. So when you have an old-age insurance, it means that you have these five types of insurance: medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.