After the break-up of the new rural cooperative medical system, is the new rural insurance also "cold"?

For a long time, the old-age service and illness of urban and rural residents mainly depend on paying social security. If farmers get sick, they can enjoy the new rural cooperative medical insurance. And if you want to provide old-age services in the future, you can sign up for rural social security. The new rural cooperative medical insurance and rural social security provide protection for the rural population. However, in recent years, the number of people paying off the new rural cooperative medical system has gradually increased. At the same time, rural social security has gradually become "cold".

Regarding this matter, a farmer said in an interview that the number of people who broke off diplomatic relations with the new rural cooperative medical system has increased for the following reasons: First, the price of the new rural cooperative medical system is rising every year, from 10 yuan after 2003 to 320 yuan this year. Don't think that the payment amount of the new rural cooperative medical system is not very high. If your family pays a lot of social security, you need to pay thousands of yuan for the new rural cooperative medical system once a year. This is also a big expense for the backward areas where the economic development is not rich.

Second, some young people feel that they are physically and mentally healthy, and there is nothing wrong with it. It is not cost-effective to pay for the new rural cooperative medical system. What's more, the merger of new farmers can't reimburse the expenses for the minor problems of rural people, but only provide medical insurance reimbursement services for these seriously ill rural people. But for many rural people, hair is usually just a small problem, and the probability of being hospitalized is not great. Therefore, the enthusiasm for paying the new rural cooperative medical system is not very high.

Third, the new rural cooperative medical system is different from the social security for urban employees, which has a social account and has a cumulative effect on the medical insurance paid. For example, the money in the social account has not been spent this year, and the money in the account can continue to be used next year. After paying the new rural cooperative medical system, rural people will have medical insurance next year. It is equivalent to buying medical insurance for one year. By the end of the year, the insurance expenses need to be cleared. You can't use personal account funds for accumulation like medical insurance for urban workers.

In fact, although the payment of the new rural cooperative medical system will increase every year, the benefits enjoyed by rural people are still increasing year by year. In this year's new rural cooperative medical system, the following three benefits have been added: First, the proportion of medical insurance reimbursement for the new rural cooperative medical system is rising. This year's new rural cooperative medical system, the reimbursement rate of serious illness medical insurance increased from 60% to 70%. It is equivalent to the expenditure of serious illness 1 1,000 yuan, and the insured only needs to pay 3,000 yuan, and the remaining 7,000 yuan can be directly reimbursed.

Secondly, the scope of reimbursement for the new rural cooperative medical insurance has been further expanded. In the past, the new rural cooperative medical system only reimbursed the expenses of serious illness medical insurance. Now the new rural cooperative medical system can reimburse the medical expenses for some chronic diseases such as diabetes and hypertension. Although the cost of taking medicine for chronic diseases is actually not very high, it can also reduce the medical expenses of rural people suffering from various chronic diseases if it is accumulated over time.

Finally, the new rural cooperative medical system can realize the reimbursement rules and regulations in different places. Some migrant workers made the new rural cooperative medical system in their hometown and then went to work in the city, but once they got seriously ill, they could only go back to their hometown for treatment. Now the new rural cooperative medical system can realize reimbursement in different places, and migrant workers can get early treatment in the big cities where they work. At the same time, the medical expenses that need to be spent can be reimbursed in different places, which also saves the inconvenience of many people returning to their hometowns for medical treatment.

In addition to more and more rural people giving up paying the new rural cooperative medical system, the enthusiasm of some people to pay rural social security has also dropped sharply. Mainly because many farmers feel that their monthly income is not very high now, even if they are very good, they dare to take care of your future pension.

In addition, after paying rural social security, farmers find that only 100 yuan is diversified every month until they receive old-age insurance, which makes it difficult for them to live daily even in backward areas.

Nowadays, more and more rural people give up the new rural cooperative medical insurance and rural social security. Mainly due to the gradual increase in the payment of the new rural cooperative medical system and rural social security, many families feel that the pressure of economic development is very great. In fact, while increasing the expenses of new rural cooperative medical insurance and rural social security, China has also increased the related wages and benefits.

Take the new rural cooperative medical system as an example. This year not only increased the reimbursement rate of the new rural cooperative medical system, but also increased the scope of reimbursement. More importantly, the new rural cooperative medical system can also seek medical reimbursement in different places. Therefore, for rural people, paying the new rural cooperative medical system and rural social security is a safety precaution in daily life, and it is a very, very worthwhile thing to do.